The D.C. personal injury law firm of Lewis & Tompkins represents injured clients of D.C., Virginia and Maryland obtain compensation for injuries resulting from car accidents, truck accidents, bus accidents, plane accidents, medical malpractice, defective products and on-the-job injuries. For legal help with your injury claim in D.C., Virginia and Maryland, contact Lewis & Tompkins today at 202-296-0666.

Practice Areas

Library

Car Accidents

Doing The Right Thing After The Accident

Cell Phone Bans are Unenforced and Ineffective

Driver Safety is Important for Teens

Billion Dollar Corporation Learns Tough Lesson About Distracted Driving

"Optional" Car Safety

Uninsured Car Accident Claims

Hit By an Uninsured Driver? You Have More Options Than You Think

Insurance Coverage You Need

Pedestrian & Bicycle Accidents

How Pedestrian Accidents Occur

How Most Bicycle Accidents are Caused

Remember the Rules for Pedestrians

WMATA: Who's Driving the Bus?

Motorcycle Accidents

Be Safe and Share the Road With Motorcyclists

Truck Accidents

Sick Truckers Forge Bogus Health Certificates to Stay on the Road

The Common Causes of Truck Accidents (Part One)

Common Causes of Truck Accidents (Part Two)

Trucks are Built for Freight, Not Safety

Insurance Practices, Claims and Coverage Issues

Bigfoot, Flat Earth and Insurance: Eight Popular Insurance Coverage Myths

Customers are Being Overcharged by Insurance

Bad Faith Laid Bare: Allstate Fights to Keep Documents Secret

Will California Become The New Gulf Coast?

Groundbreaking New Law in The Pacific Northwest

Defective Products & Consumer Protection

Big Pharma Gets New Federal Testing Guidelines

RC2: Recall the Right Way

Cheap Foreign Goods May Have Hidden Costs

OxyContin: Pharmaceutical Company Addicts Thousands for Profit

The FDA: Is There a Doctor In The House?

Medical Malpractice

Errors in Surgery

Medical Errors That Should Never Happen

Hospitals and HMO's are Charging for Medical Errors

The Fallacy of "Between You and Your Doctor"

Blood Thinner Overdose Nearly Kills Quaid Twins

Wrongful Death

Secondary Impacts in Sports Can Kill

Plane Crashes, Injuries and Deaths

TWA Flight 800: Ten Years and Nothing has Changed

Personal Injury Documents

Why You Should Choose Lewis & Tompkins to Represent You

Attorney Resources

New Continuance Policy for Prince George's County District Court

Civil Rules of Civil Procedure - D.C. Superior Court

Litigation Forms

D.C. Casefilexpress Filing Instructions

Preparing for a Deposition

D.C. Superior Court Multidoor Dispute Resolution Forms and Instructions

Pattern Discovery

Judge Wetzel's Discovery Checklist for Virginia Trial Attorneys

General

What Will Lewis and Tompkins Do For You? (Part 2 of 2)

What Will Lewis and Tompkins Do For You? (Part 1 of 2)

What Happens During a Lawsuit?

Crane Collapses are a new epidemic

Cars Can Do Everything But Drive Themselves

view all

Lewis & Tompkins Blog

Lewis & Tompkins Blog
Blog Category:

Insurance Practices, Claims and Coverage Issues

    5/27/2008
    David E. Tompkins, Esq.
    Comments (0)

    Don't skimp on you car insurance

    Most people when purchasing automobile insurance, are concerned only with saving money on their premiums.  Most people are buying insurance merely because they have to get insurance to get their tag turn on their vehicle.  Unfortunately, most people do not appreciate the important role that insurance has been protecting them and their an automobile accident.

    Car accidents are exactly that, accidents.  No one wants to be involved in a car accident.

    Here are some coverages that most people cut in order to save money on their premiums.  The most frequently cut coverages are:

    • Personal injury protection.
    • Underinsured motorist coverage.
    • Collision

    Once someone is involved in an accident, they discover the need for having these coverages.  What many people do not realize is that fully 40% of all the vehicles on the road and the District of Columbia have no insurance.  This is surprising to those people, particularly those people who are responsible and carry the required insurance coverages.  When involved in an accident with no insurance, if you don't carry those coverages themselves, people are left with no realistic way to recover for medical expenses. 

    Here is an example:

    A client came to our office, upset, because their car had been damaged.  The prior client's vehicle had been hit on the street by a vehicle that fled and did not leave any information behind.  The client asked us to help.  Here's the problem:  the client waived their collision coverage!  The adjuster told the client that , "You don't have collision, so we do not have to fix your car."  If only the client had bought collision coverage!

    Fret not for our client, however!  We did get their car fixed - but through the client's uninsured motorist coverage (required to be provided in DC).  However, the adjuster did not tell the client (misled - really) that the car could be fixed through uninsured motorist coverages.  Once the client called us, the car was fixed in a week with only a $200.00 deductible.

    Good thing they knew Lewis & Tompkins!

    Read More about "Don't skimp on you car insurance"


Comments

There are no comments.

Post a comment

Post a Comment to "Don't skimp on you car insurance"

To reply to this message, enter your reply in the box labeled "Message", enter your username and password, and hit "Post Message."

Username:

Password:

Register for an account

Message:

Ask an Attorney

Name:

Phone:

Email:

Tell us more:


Lewis & Tompkins
927 15th Street N.W., 9th Floor
Washington, DC 20005

Phone: 202-296-0666

Subscribe to
Our Newsletter

Resources

Car Accidents

view all

Motorcycle Accidents

view all

Truck Accidents

view all

Insurance Practices, Claims and Coverage Issues

view all

Traumatic Brain and Spinal Cord Injuries

view all

Defective Products & Consumer Protection

view all

Medical Malpractice

view all

Plane Crashes, Injuries and Deaths

view all

Attorney Resources

view all

Maryland Courts

view all

Washington D.C. Courts

view all

Virginia Courts

view all

Attorneys in Other States

view all

Client Resources

view all

General

view all