Household members may be excluded from the policyholder’s automobile insurance policy. For an exclusion to be effective, the insured must sign the exclusion provision of the insurance policy. Insurers may offer a policyholder the option of excluding a household member in lieu of raising their rates due to the household members driving record. Policyholders can reinstate exclude drivers by notifying their insurance company.

What is an excluded driver?

 

A: Household members may be excluded from the policyholder’s automobile insurance policy. For an exclusion to be effective, the insured must sign the exclusion provision of the insurance policy. Insurers may offer a policyholder the option of excluding a household member in lieu of raising their rates due to the household members driving record. Policyholders can reinstate exclude drivers by notifying their insurance company.


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