If you have auto insurance and you are in an auto accident, your insurance company will pay your medical bills and a portion of your wages up to a certain point if you have Personal Injury Protection (PIP) coverage. The amount it pays depends on the coverage you have under your policy. In Maryland , the typical policy provides for $2,500. Your PIP coverage, however, pays only a portion of your wage loss and medical expenses. If you are not at-fault for the accident, the other driver's auto insurance company will also be responsible for the same medical bills or lost wages. In other words, you can essentially collect twice for the same medical bills and lost wages. (If your employer continues to pay you during the time missed, you are essentially collecting your lost wages three times.) Of course, the at-fault driver's insurance company is also responsible for your pain and suffering damages for your personal injuries, which is usually the largest part of the plaintiff's claim. You may find that your own insurance company will not pay some of your bills. If that happens, we can help you fight your own insurance company. If you have health insurance, you should make sure all medical providers bill health insurance. Health insurance serves as a backup insurer. It will pay your medical bills after you have run out of PIP coverage, which can happen quickly.

Who pays my medical bills and lost wages?

 

A: If you have auto insurance and you are in an auto accident, your insurance company will pay your medical bills and a portion of your wages up to a certain point if you have Personal Injury Protection (PIP) coverage. The amount it pays depends on the coverage you have under your policy. In Maryland , the typical policy provides for $2,500. Your PIP coverage, however, pays only a portion of your wage loss and medical expenses. If you are not at-fault for the accident, the other driver's auto insurance company will also be responsible for the same medical bills or lost wages. In other words, you can essentially collect twice for the same medical bills and lost wages. (If your employer continues to pay you during the time missed, you are essentially collecting your lost wages three times.) Of course, the at-fault driver's insurance company is also responsible for your pain and suffering damages for your personal injuries, which is usually the largest part of the plaintiff's claim. You may find that your own insurance company will not pay some of your bills. If that happens, we can help you fight your own insurance company. If you have health insurance, you should make sure all medical providers bill health insurance. Health insurance serves as a backup insurer. It will pay your medical bills after you have run out of PIP coverage, which can happen quickly.


Free Consultation

Name *

Phone *

Email *

Tell us more *


Lewis & Tompkins
1432 K Street N.W.
9th Floor
Washington, DC 20005
Phone: 202-296-0666
Get Directions

Resources

General

view all

©2012 Lewis & Tompkins, All Rights Reserved, Reproduced with Permission Privacy Policy
Attorney web design by Foster Web Marketing, the best attorney website design solution on the Web offering search engine optimization for attorneys, lawyer website design, video for attorneys, and more.
Get SEO Tips from The Attorney Internet Marketing Blog