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A Message from Our Founders
As we step into 2026, many are focused on resolutions. At Lewis & Tompkins, we know that if you’ve been injured in a crash, your only resolution is getting your life back. January in the DMV brings unique challenges, from black ice on I-495 to the “January Stall” tactic used by insurance companies. We’re here to ensure you start this year with a path to recovery, not a pile of debt.
1. The “Winter Warning”: Black Ice & DMV Liability
January is prime time for “fender benders” that turn out to be major medical issues.
- The Myth: “It was icy, so no one is at fault.”
- The Reality: Drivers in MD, VA, and DC are legally required to maintain control of their vehicles regardless of weather. “Black ice” is rarely a valid legal defense. If you were hit by someone who “slid” into you, they are likely still liable for your damages.
2. The Insurance “Policy Reset” Trap
Many insurance policies renew on January 1st. If you were injured in late 2025 and haven’t filed yet, the insurance companies are hoping you’ll forget. They are currently clearing their books and looking for “quick wins”, which usually means lowballing you. Don’t let your 2025 injury become a 2026 financial burden.
3. Silent Proof: The Evidence You’re Overlooking
Did the crash happen near a storefront? A government building? A neighbor’s Ring camera? In January, snow and salt can quickly cover physical evidence like skid marks. Timing is everything. Our team is currently deploying investigators to secure digital “Silent Proof” before it’s overwritten or lost.
Ready to start your recovery?
If you or a loved one were injured over the holidays or during the recent winter storms, don’t wait for the insurance company to “do the right thing.” They won’t
📞 Call Us Today: 202-296-0666
Sincerely,
The Team at Lewis & Tompkins,
Serving the MDV area: Maryland, Washington D.C., and Virginia.
P.S. We’re a law firm built on referrals. If you know someone who could benefit from our help, please feel free to share our contact information.







